IBESCC National Competition
The Price of Access
Biometrics and financial inclusion
Presented to the board of directors of Access Now, a nonprofit digital rights organization working on privacy, surveillance, and digital governance. Biometric identity systems promised inclusion for people without documents. When the database leaks, the promise inverts: unlike a password, a fingerprint cannot be reset, and the people with the fewest resources are the least able to recover from the theft.
What we argued
- Voluntary biometric standards are not enforceable, and adoption is inconsistent across jurisdictions
- Identity theft is permanent: fraudulent debt, redirected government benefits, and no bureau or lawyer to call
- Exclusion from the system locks people out of the programs built to help them, and databases can be weaponized for targeting
- Recommendations built on fairness, respect, and duty of care rather than consent theater
Team
Fine Print Partners — Dario Benes, Ashley Fearday, David Goodwin, Emalee Postma, Emma Takacs.